Thank you for visiting budgeting-steps.com (the "Website"). All information on this website is provided as a general guide only. budgeting-steps.com owner does not express or imply anything regarding the accuracy or reliability of this information or its suitability for a particular purpose.
Last updated: 19 May 2011.
ATTENTION: This legal notice applies to the entire contents of the Website and to any correspondence by e-mail between budgeting-steps.com and you. Please read these terms carefully before using the Website. Using the Website indicates that you accept these terms regardless of whether or not you choose to register with us. If you do not accept these terms, do not use the Website. This notice is issued by the budgeting-steps.com website owner.
budgeting-steps.com site owner provides the Website as a service.
While the information contained within the Website is periodically updated, no guarantee is given that the information provided in the Website is correct, complete, and/or up-to-date.
The materials contained on the Website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter. budgeting-steps.com, its employees or directors do not accept any responsibility for any loss which may arise from reliance on information contained on this site.
Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer. The contents of the Website are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without the prior written consent of the owner of budgeting-steps.com.
Some links within the Website may lead to other websites, including those operated and maintained by third parties. budgeting-steps.com includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents.
The Website and its contents are provided "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Reproduction, distribution, republication, and/or retransmission of material contained within the Website are prohibited unless the prior written permission of the budgeting-steps.com owner has been obtained.
budgeting-steps.com strives to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers', consumers' and online visitors' privacy on the Website.
budgeting-steps.com collects personally identifiable information from the visitors to the Website only on a voluntary basis. Personal information collected on a voluntary basis may include name, postal address, email address, gender, age, company name, telephone number and other information.
This information is collected if you request information from us, participate in a contest or prize draw, and sign up to join our email list or request some other service or information from us. The information collected is internally reviewed, used to improve the content of the Website, notify our visitors of updates, and respond to visitor enquiries.
Once information is reviewed, it is discarded or stored in our files. If we make material changes in the collection of personally identifiable information we will inform you by placing a notice on our site. Personal information received from any visitor will be used only for internal purposes and will not be sold or provided to third parties.
You have the ability to accept or decline cookies by modifying your Web browser; however, if you choose to decline cookies, you may not be able to fully experience the interactive features of the Website.
A web beacon is a transparent image file used to monitor your journey around a single website or collection of sites. They are also referred to as web bugs and are commonly used by sites that hire third-party services to monitor traffic. They may be used in association with cookies to understand how visitors interact with the pages and content on the pages of a web site.
Browsers can be set to accept or reject cookies or notify you when a cookie is being sent. Privacy software can be used to override web beacons. Taking either of these actions shouldn't cause a problem with the Website, should you so choose.
Children's Online Privacy Protection Act
This website is directed to adults; it is not directed to children under the age of 13. We operate our site in compliance with the Children's Online Privacy Protection Act, and will not knowingly collect or use personal information from anyone under 13 years of age.
Non-Personal InformationIn some cases, we may collect information about you that is not personally identifiable. We use this information, which does not identify individual users, to analyse trends, to administer the site, to track users' movements around the Website and to gather demographic information about our user base as a whole. The information collected is used solely for internal review and not shared with other organisations for commercial purposes.
Release of Information
If the Website is sold, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale in order that the service being provided to you may continue. In that event, you will receive notice through the Website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honours any opt-out requests you might make of us.
How You Can Correct or Remove Information
Updates and Effective Date
Agreeing to Terms