Paying off debt

When you're thinking of paying off debt, it can be quite bewildering. Many people simply ignore the problem allowing it to spiral out of control.

You, quite clearly, have chosen the other route and are willing to start tackling your debt and paying it off.

This collection of articles will help you work out the best way for reducing your debt and hopefully, give you a better insight into the options available to you.

Whatever you decide or whichever route you take, remember that your budget lies at the heart of whatever you do, so check out the section on budgeting too.

Paying off debt articles

10 Ways to pay off debt
These simple ways to pay off debt are a great starting point for anyone wanting to tackle their debt.

Tips to reduce credit card debt
Balance transfers or debt consolidation, which is right? Check out the pros and cons to each of these for dealing with your credit card debt.

Debt to income ratio – why it is so important
Some lenders will use your debt to income ratio to asses your suitability for a loan. You can also use it to check your own financial health. Here's how.

Your stories of debt free living
Get enthused by these real stories of people like you, who now enjoy debt free living.

Why getting out of debt should be your top priority
Focus on getting out of debt and you'll reap the rewards of being financially healthy, less stressed and being able to focus on the good things in life.