Living on a Budget
Living on a budget is a fantastic way to take control of your life and start making your dreams a reality. Sound too good to be true? Well, actually, there is some truth in it.
Most people think living on a budget is about scrimping and saving, nights in and no fun.
To save money, there clearly has to be some adjustment in what you were doing previously in order to meet your goal, and most people think that their lives are going to be dull and boring. In fact, their lives will just be different.
Instead of getting pleasure from spending money, you'll actually get pleasure in saving money.
You're working to a goal, so for every pound you save, you're closer to that goal. You'll also find your priorities will change.
Some savers even see it as a challenge to really cut back and for others, they suddenly hate the idea of spending money. It's important not to go to the extreme, but somewhere in the middle ground is a really good place to be and can indeed be life changing.
The key is to focus on small achievements on a daily or weekly basis whilst keeping in mind your end goal. It's easy to forget the reason why you're living on a budget and that's to achieve something. Most people focus on what they're missing out on, rather than what they've achieved and what they're aiming for.
So to keep your budget and spending on track, keep those achievements front of mind:
It's easy to underestimate how setting small goals and achieving them can build your confidence and give you back control of your life.
You know where you are, you know where you want to be and you know how to get there.
These small steps will get you there in the end and ultimately, will change your life.