How to save money the savvy way

We all know how to save money, but are we all doing as much as we could? Probably not. Most of us are probably servicing the debt on our credit cards and just about making ends meet.

Well, it's about time we all got a bit more serious about saving. After all, it's good to have that safety net, no matter how big or small.

Here we'll look at how to save money in all sorts of ways, from strategies to save money to simple money saving tips, you'll find them all here.

By reading through the articles below, your money saving strategies should have a bit of shake up so that 'rainy day' pot increases or you pay off your debts sooner.

How much should you save?

Experts say that your emergency fund should be three times your monthly salary. This would cover you for any periods when you might be out of work or for large costs that might crop up. This can be a fairly hefty amount, particularly if you've got an expanding family or debt that you need to rein in!

It is important though, to have an emergency fund that should be used for emergencies only, not holidays, cars or clothes, but emergencies.

Have you considered though, what you're going to live on in retirement? A subject that often crops up is how little the weekly pension is. Currently £114.05 a week, would you be able to get by on that much? So, in addition to your emergency fund, have you got a pension, or some other form of retirement income? Perhaps you should start to think about that too.

Without going into too much detail, you've probably realised that you've got quite a bit of saving to do, so let's get started. Here are some savvy articles on how to save money.

Articles on how to save money

5 Easy strategies to save money
Saving money can be hard, but having a plan in place can help you do it. Here are some simple strategies to save money.

30 Easy money saving tips
If you're trying to keep hold of your cash, then these money saving tips will put you on the right track.

Money saving ideas when on the move
Looking for some money saving ideas that can save you cash each and every day of the year? Read this article for some easy to implement tips.

Ways to save money when shopping
There are loads of ways to save money when shopping. You'll be surprised at how much you can save by implementing a few shopping strategies designed to reduce your shopping bills.

Tips on saving money on financial products
If you're struggling to pay off your debts each month these simple tips on how to save money will help you to reduce your financial burden and put you back in charge of your finances.

Saving money tips for the home
Saving money tips for your home can help you stick to your budget and save for a rainy day. It isn't difficult to save money around the home. Here are some suggestions to get you started.

Tips for saving money on utility bills
Utility bills can be a major expense in many homes. Here are some tips for saving money on these important bills.

Guide to saving money
Learn how one woman saved money by using every trick in the book. In her website, she shares all her secrets on how she did it and how you can do the same with the same excellent results. A great resource for living well and keeping out of debt.