A Household Budget Worksheet - Just For The Home

This household budget worksheet is essential for anyone looking after the home budget. It covers only the expenses involved with running the home such as grocery shopping or paying the bills.

It's a simple budget and doesn't include savings, investments or holidays!

If you're looking for a budget that's all-inclusive for every type of expenditure a family may have, then checkout the complete family budget. This budget is for someone who's running the home using an allowance and is designed to help you stay on top of your spending within that allowance.

How this household budget worksheet works

On this worksheet, you'll start by putting in your allowance for household budgeting, which probably comes from your partner's paycheque. Then, you'll start to break down your budget, beginning with the most important essentials like insurance and mortgage or rent payments. Each category has its own subcategories, so you can budget for everything from prescription medications to children's clothing.

You'll need to complete a new worksheet for each month. At the beginning of the month, fill in the 'budget' column beside each of your expected expenses. This is what you plan or expect to spend on various items. Throughout the month, write in your purchases under each section in the 'actual' column. This is what you actually spend. Be as exact as you possibly can here.

The spreadsheet automatically subtracts the actual amount you spent from the budgeted amount for each category. As the months go by, you can see where you have over or under spent allowing you to fine tune your budget so you can save more money and live within your means.

If your difference is positive, that's a good thing. It means you spent less than you earned. It also means, though, that you should think about how to reallocate your budgeted funds into other things. You may want to pay off debt, create a rainy day fund, or save for a specific purchase in the future.

If your difference is negative, you've got some work to do. This means that you spent more than you budgeted. If this happens in just one category while some others are positive, you may have just budgeted too little there. Work on your budget each month to try to get everything to come out to a zero - or close to zero. Then you know you are living within your means.

How to download this worksheet

Monthly Household Budget (zip / xls)

Instructions to Download

Click on the link and save the zip file to your computer. Saving it to the desktop may be easiest for you but if you want to save it somewhere else do take note of where you saved it so that you can find it again.

Once saved, find it on your computer, double click on the zip folder to open it and you will either have an option to ‘extract all files’, or you will be able to double click on the actual xls file to open it. The worksheet file has been created as a Microsoft Excel 2003 worksheet.

More free budget worksheets

Complete home budget worksheet
Holiday budget worksheet
Personal budget spreadsheet
Wedding budget spreadsheet
Wedding planner spreadsheet
Christmas budget worksheet
Budget Spreadsheet - How to create a budget spreadsheet with excel.