Budgeting Steps

Budgeting Tools and Calculators

The budgeting tools provided here will help you organise your finances. These tools and online budget calculators are specifically designed to let you see your financial status at a glance. From debt calculators to savings calculators, we've got it covered.

The main difference between the calculator tools and the worksheets is that you print out or download the budgeting worksheets, whereas with these tools you have the use them while you are online on this website.

If you would prefer to work on paper or in Microsoft Excel, then check out our budgeting worksheets section where there are a number of helpful tools for you to download and print out for free.

There's even an all-singing and dancing free budget planner that you simply fill in and print out - graphs and all! These tools can work alongside the free budgeting worksheets.

Free easy to use budgeting tools

Free Budget Planner

Clear and straight forward, this online calculator allows you to see quickly where your money is going. It'll help you see at a glance how your spending breaks down into different areas. All you need to do is fill it in and hit the calculate button at the end to get your results. The categories all expand to reveal a really comprehensive online budgeting tool and you can print out the results!

Credit Card Payment Calculator

You will find two flexible calculators here that show you several different ways of paying off your credit cards. If you want to know how long it will take you to pay your credit cards off, or how much you need to pay off, these calculators will show you.

Savings Calculator

A savings calculator can help you choose the right savings account or set goals for your future. It can also give you more motivation to save when you see just how much you can earn in a savings account.

Debt Calculator

Learn how to use a debt calculator tool that lenders use to work out your capacity to pay off a new loan. You can also use it to assess if you can manage your existing debts.

Personal Loan Calculator

Do you want to learn how you can work out the best personal loan to suit your budget? This easy-to-use personal loan calculator lets you try out different scenarios so you can easily determine what to look for in a personal loan.

Compound Interest Calculator

This compound interest calculator shows you the effects of compound interest rates on your savings account, helping you work out which one pays the best return.

Other Calculators

If you're looking for a specific type of calculator, then please let me know using this contact form and I'll look into the possibility of adding it to this site.

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