Budgeting Steps

Get budgeting advice right here

If you're pulling together your budget and need some budgeting advice, then here is the place to get answers.

Creating a budget for the first time can be hard. It takes organisation and time. You've got to know exactly what you spend your money on over the month and keep thorough records. Then you've got to deal with a spreadsheet or printed out worksheet. It can be a little daunting and it's likely you'll have lots of questions. Here's where you can get them answered.

If you've got a question about budgeting in the home, whether it's about setting up a budget, saving money using a budget or how to work out how much you've got left each month, don't be shy, we'll answer it here.

Simply fill in the form below and send it off to us and we'll try to answer your question.

See reader's common questions.

Before you send us your answer, you may find these articles helpful:
How to budget
Making a budget work for you
Tips to make home budgeting easy

A few minor points

All questions must be genuine and related to personal budgeting.  We can't answer questions for businesses.  We're also not financial advisors, so we can't advise you what to do with any surplus money you may find you have at the end of the exercise.  All answers are for information only and any action you decide to take following our answers is your responsibility.

We'll only answer new questions, so check below to see if your question has already been answered.

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Our readers questions

Read our readers previous questions on budgeting, you may find some answers here!

Budgeting For Christmas
What Are Your Tips?
  How can I get better at budgeting for Christmas and how can I also save money? Christmas is only a few months away and I usually find I overspend. It ...

I Need Some Tips On Finances  Can you give me some tips on finances and how to get organized. I'm about to get started with budgeting and being organised is not my strong point. I ...

Which Budgeting Method To Use
Zero Based Budgeting Or Envelope Budgeting?
  I'm setting up a budget and I'm not sure which budgeting method to use: zero based budgeting or envelope budgeting?

Answer:

Although both methods ...

How Can I Stop Using My Credit Card?  Help! No matter how hard I budget, I always end up using my credit card at the end of month. What tips do you have to stop using it?

Answer:

One ...

What's The Easiest Way To Keep Track Of Your Money?  I want to keep better track of my money, but I always find I miss things. How can I make sure that I don't miss anything?

Answer:

One of the ...

What Is A Contingency Budget?  A few people have mentioned a 'contingency budget' to me as I'm pulling together a budget for my parents 40th wedding anniversary. I'm fairly new to budgeting,...

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