Budget Sheet for Moving House
Using a budget sheet to plan your next house move will make the process a lot easier. Moving house can be an emotional decision but it can place a drain on your finances too. It certainly pays to plan your move well in advance so you are not faced with any unforeseen expenses at the last minute.
This moving home budget planner prompts you to include everything involved in moving house so you are forearmed with everything you need to know to plan your complete budget.
What's more, after you have worked out your estimates you can input the actual costs as you go so you can keep a tab on your overall expenses. By updating the budget sheet regularly you'll find it easier to make adjustments so you stay within your overall budget.
Let's take a look at some of the things you will need to consider as you plan your move.
- If you plan to buy a new property first, you will have to make sure that all the associated expenses including finance costs have been catered for. You need to create a separate budget for the move itself so you should have an accurate idea of how much you can spend on the move.
- Decide how you want to make your move. Will you be hiring a removal company or will you do it yourself. There are plenty of options here, but when handling heavy items you may need to hire special equipment or have friends who are able to help you. If you plan to do it yourself you should be careful to estimate how much space your furniture will take up so you can hire a van or lorry that can handle the load.
- If you have children you may want to send them to a member of your family or a friend's house for the day so they are safe and out of the way. If they are old enough they may be able to help you in the move but it pays to adopt a 'safety first' attitude. If not, you may need to allow for child care costs in your budget sheet.
- Refurbishing your existing property. If you have been renting, you may be obliged to pay for any minor repairs that have occurred during your occupancy. This is a vital part of your planning and an essential element in the budget planner.
- Or you may need to refurbish your existing property to help make the sale, such as doing up the garden or re-painting your daughter's bright pink room to a more sellable magnolia. If this is the case you need to allow for these costs in your budget.
- In some cases it may be appropriate for you to move some of your furniture into storage to give the impression of a large spacious uncluttered house.
- When purchasing a new property you need to factor in the various expenses involved including estate agent fees, solicitors fees, mortgage broker fees, associated lending fees charged by the mortgage lender, stamp duty and other specialist surveys.
- Your removals company will give you an exact price for your move but you will also have to include the associated costs such as boxes, wrapping items or insurance. If you are moving yourself then you will need to consider van hire costs, insurance and petrol costs.
- Also don't forget about house cleaning, if you have a big house then you may want to make an allowance in your budget sheet for professional cleaners.
- Don't forget to add at least 2-3% of the house purchase price for unexpected contingencies. This gives you breathing space should an unforeseen expense arise.
The budget planner reminds you to input the cost for all these items so it's important to list all the details of your move and work out a careful plan.
How to download the budget sheet
Moving Home Worksheet (zip / xls)
Save the zip file and double click to open it.
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